Video: Winter storm intensifying throughout Midwest

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Video: 'Super Saturday' Concerns Emerge

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Auto Insurance Can Help Cover The Cost Of The Car | Investing ...

Many people believe it is hard to learn about auto insurance. Truthfully, the more things you know causes it to be less confusing, just like anything in life.

You should always maintain records of all the insurance bills you have paid. Having proof that you have paid your insurance can save you problems, especially if you receive a ticket.

When purchasing car insurance, get quotes from multiple carriers. Each company can offer you a different rate. You should shop you auto insurance at least once a year to guarantee you are receiving the best rates. Make sure these quotes are for a similar amount of coverage when you?re comparing rates.

Most insurance providers give discounts to people whose yearly mileage is under 7500. Reducing the amount you drive is ideal for saving on car insurance.

You may be confused about how much coverage you need to carry. If you have a lot of assets, you should get enough liability insurance to secure them. If you are carrying $50,000 of coverage on bodily injury and have way more than that in personal assets, you can be liable to cover the difference if you are the party at fault in the accident. In the long run, having all the coverage you need will will pay off.

The less a person drives, the less they should pay for insurance; look into low mileage discounts. In most cases, it is necessary to tally no more than 7,500 miles annually in order to secure this type of price break. You may also qualify for a commuter rebate by taking public transit to work instead of driving.

You can lower your insurance premium considerably by choosing the highest deductible offered. A higher deductible means you will end up having to pay for any small costs that come up, but you are still protected in the case of total loss or any liability. If your car has a low value, it is particularly suitable to choose a high deductible option.

Before purchasing a vehicle, you should also consider the cost to insure that vehicle. Auto insurance companies give you a better rate for cars that are newer and equipped with more safety features. Sporty cars, however, are not. You should always include this expense as a part of your budget whenever you are purchasing a vehicle.

Don?t go lawsuit crazy unless you have a huge claim, defined as a claim worth more than $25,000. If the claim is smaller than that, you?re better off wrangling with your company?s claims adjusters to negotiate to a settlement. Getting a lawyer costs a lot of money, and the amount they will charge you in fees makes it not worthwhile.

Ensure that you have knowledge of all your state?s different laws and regulations concerning auto insurance. Before purchasing any type of auto insurance policy, it is important to know what the requirements are for your state; each state is a little different.

To ensure that your auto insurance policy is providing ample coverage, check with your agent prior to investing in items that customize your car. You may put out $1,000 for a fancy stereo system for your car, but if the car is stolen, your insurance is only going to reimburse you for the $30 value they add to your car?s actual function.

Raise your deductible to lower your monthly premium cost. Raising your deductible has the biggest impact on the price you pay for insurance. Remember that you are responsible for paying this amount in case you get in an accident. If you decide to do this, you should set aside some money just in case of an emergency.

Most people will be able to benefit from the tips contained in this article. Take these ideas and use them to get through just about any type of insurance purchase. Your target is to obtain the kind of coverage in which you are comfortable with.

Because you now have a solid understanding about investment tools, create a plan for tackling it head on. Make sure you remember the advice from this article, and you will be a great success. If you do that you will reach the goals that you have set for yourself.

Source: http://invetingmarketanalysis.com/2012/12/25/auto-insurance-can-help-cover-the-cost-of-the-car/

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Pakistan: US drone kills senior al-Qaida leader

PESHAWAR, Pakistan (AP) ? A U.S. drone strike has killed a senior al-Qaida leader in Pakistan's tribal region near the Afghan border, Pakistani intelligence officials said, in the latest blow to the Islamic militant network.

Sheik Khalid bin Abdel Rehman al-Hussainan, who was also known as Abu Zaid al-Kuwaiti, was killed when missiles slammed into a house Thursday near Mir Ali, one of the main towns in the North Waziristan tribal area, the officials said. They spoke on condition of anonymity because they were not authorized to talk to the media.

Al-Kuwaiti appeared in many videos released by al-Qaida's media wing, Al-Sahab, and was presented as a religious scholar for the group.

Earlier this year, he replaced Abu Yahya al-Libi, al-Qaida's second in command, who was killed in a U.S. drone strike in North Waziristan in June, the intelligence officials said. Al-Libi was a key religious figure within al-Qaida and also a prominent militant commander.

Al-Kuwaiti appeared to be a less prominent figure and was not part of the U.S. State Department's list of most wanted terrorist suspects, as al-Libi had been.

Covert CIA drone strikes have killed a series of senior al-Qaida and Taliban leaders in Pakistan's tribal region over the past few years. The attacks are controversial because the secret nature of the program makes it difficult to determine how many civilians are being killed.

On Sunday, four drone-launched missiles blew apart a house near Miran Shah, another main town in North Waziristan, killing three suspected militants, intelligence officials said. North Waziristan has become the main hub for al-Qaida and Taliban militants in Pakistan.

Pakistani officials often criticize such strikes as a violation of the country's sovereignty, which has helped make them extremely unpopular in the country. But senior Pakistani officials are known to have cooperated with strikes in the past, and many people believe they still do.

Al-Kuwaiti's wife and daughter were wounded in Thursday's drone attack, according to the intelligence officials. His wife died a day later at a hospital in Miran Shah.

Al-Kuwaiti was buried in Tappi village near Mir Ali on Friday, the officials said.

A Pakistani Taliban commander who frequently visits North Waziristan told the Associated Press by telephone that he met some Arab fighters on Saturday who were "very aggrieved." The Arabs told him they lost a "big leader" in a drone strike, but would not reveal his name or his exact position in al-Qaida.

The Taliban commander spoke on condition of anonymity for fear of revealing his identity to the Pakistani government.

Al-Qaida's central leadership in Pakistan has been dealt a series of sharp blows in the past few years, including the U.S. commando raid that killed Osama bin Laden in the Pakistani town of Abbottabad last year. A significant number of senior al-Qaida leaders have also been killed in U.S. drone attacks in the country.

Many analysts believe the biggest threat now comes from al-Qaida franchises in places like Yemen and Somalia.

____

Mahsud reported from Dera Ismail Khan, Pakistan.

Source: http://news.yahoo.com/pakistan-us-drone-kills-senior-al-qaida-leader-112403825.html

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Boehner: No progress in fiscal cliff talks

WASHINGTON (AP) ? House Speaker John Boehner (BAY'-nuhr) says there's been no progress in negotiations on how to avoid the fiscal cliff of tax hikes and spending cuts and called on President Barack Obama to come up with a new offer.

Boehner told reporters outside his Capitol Hill office Friday that the president needs to get serious with the combination of tax hikes and cuts set to kick in after the first of the year. The Republican leader accused the president of, quote, "slow-walking" the economy toward the edge of the fiscal cliff.

Boehner called White House aides' comments that Obama was willing to go over the cliff "reckless talk."

Obama and Boehner spoke privately on Wednesday. The speaker called the phone call pleasant but unproductive.

Source: http://news.yahoo.com/boehner-no-progress-fiscal-cliff-talks-161736461--finance.html

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